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Planned Gifts: Your Charitable Gift Planning Guide
What are planned gifts?
When you make a planned gift, you achieve the personal and spiritual
sense of fulfillment that comes from helping others.
Planned gifts help you:
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Leave a lasting and meaningful legacy.
–
Receive financial or extra tax benefits while supporting
Guideposts Outreach Ministries.
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Give simply by including Guideposts in your estate plan.
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In some cases, give more than you thought possible.
If
you want to learn more about the many types of planned gifts and the
benefits they can return to you or your family, review
the options described below.
At
Guideposts we understand that making a planned gift, or naming
Guideposts in your estate plan, is a serious and personal choice. We are here to assist you in understanding the various options and
what they mean for you.
For a confidential conversation, or additional information, please
contact Florence Paolilli, Planned Giving
Manager at
1-800-728-5653.
Planned Giving Options
Click on the Option Below to Learn More
Wills
and Bequests
Charitable Gift Annuities
Living
Trusts
Gifts of
Securities
Charitable Remainder Trusts
Gifts of
Real Estate or Other Property
Life
Insurance
Retirement Assets
Charitable Lead Trusts
Retained
Life Estates
Wills and
Bequests
Making a bequest
through your will is one of the easiest ways to remember loved ones
and the organizations you care about most. You may choose from
several options to make a bequest to Guideposts.
Click here to learn
more.
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Charitable Gift Annuities
This
well-established and IRS-approved form of giving helps you boost
your retirement income while supporting Guideposts. Annuity rates
are fixed for your lifetime and you may benefit from several tax
advantages, depending upon how you fund the annuity.
Click here to learn more.
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Living Trusts
A living trust
is an excellent way to plan your estate, in place of a will. There
are many advantages. Your estate avoids probate and your assets pass
anonymously, unlike with a will. When you make a provision for
Guideposts in your living trust you can simply and quietly leave a
legacy. Gifts through a trust can be made, like through a will, in
a fixed amount, as a percentage of your estate, or as a residue
after gifts to loved ones.
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Gifts of Securities
Appreciated
securities are an excellent way to give to Guideposts Outreach
Ministries. Through a precise process, you may transfer shares to
Guideposts who then sells them. This may allow you to bypass
capital gains tax and increase your charitable deduction. It is
important to follow the process exactly, so please contact us, and
your financial professional, for further information.
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Charitable Remainder Trusts
You can increase
your retirement income and reduce capital gains tax by transferring
appreciated assets to a charitable remainder trust. The trust is
established when you place cash, appreciated securities, real
property, or other assets in the trust. Depending upon how you fund
the trust, you may receive additional tax advantages, such as
avoiding capital gains tax on the sale of appreciated assets. The
trust normally generates lifetime income for you or others. The
balance comes to Guideposts after the beneficiary’s life. A
charitable remainder trust is an excellent way to make a significant
gift to Guideposts Outreach Ministries during your life, reduce
taxes, and receive a new stream of income.
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Gifts of Real Estate or Other Property
Donating real
estate and other property to Guideposts may provide you many
advantages, in particular if the property is greatly appreciated in
value. When you give highly appreciated real estate, for example,
you may receive a substantial charitable deduction and avoid capital
gains tax. In addition, the asset is removed from your estate,
providing additional tax advantages to your heirs. Gifts of
depreciated assets may also provide estate planning benefits. There
are many aspects to consider when making gifts of property, so
please contact us, and your professional advisors, for more
information.
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Life Insurance
Life insurance
policies that are no longer needed make good sources of gifts to
Guideposts Outreach Ministries. You can simply name Guideposts as
the primary beneficiary of the policy. Your charitable deduction
depends on the status of the policy, whether it is paid in full or
if premiums are still due. A gift of life insurance can be an easy
way to provide meaningful support.
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Retirement Assets
Making a gift of
a retirement plan – such as a 401K, 403B, IRA, or Keogh plan – is
becoming a popular way to make a charitable gift. When arranged
properly, a gift of a retirement plan may help you or your estate
avoid taxes while you help Guideposts Outreach Ministries.
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Charitable Lead Trusts
If you want to
use assets to make a gift to Guideposts and retain the asset to pass
on to heirs, consider a lead trust. When you place assets in the
trust, you provide immediate support for Guideposts Outreach
Ministries and may provide tax savings on the transfer of the
appreciated assets to your heirs.
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Retained Life Estates
Give a personal
residence or a farm, receive a charitable deduction, and retain the
right to remain on the property for the remainder of your life. Meet
your own financial planning needs while helping Guideposts Outreach
Ministries meet the needs of others.
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For More
Information About Your Planned Giving Options,
click here.
and make a difference in someone's life.
The information
provided here is intended for educational and general information
purposes only. Guideposts does not provide legal or financial advice
and recommends you contact an attorney or other professional advisor
when considering and deciding about charitable gifts.
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